After an automobile accident, your ability to succeed on two crucial issues—fault for the accident and the kind and scope of your losses—will be crucial to the outcome of any auto insurance claim or personal injury lawsuit. Having evidence to back up every claim you make is the greatest approach to making your viewpoint on these subjects stronger.
You must have proof of any type of harm you assert you suffered as a result of the collision, including any bodily injuries, vehicle damage, lost wages resulting from missed work, and anything else. The same holds for identifying who was responsible for the collision.
Frequently, the finest type of proof is provided through documents and records after hearing about a car accident news. This list outlines some of the important documents you should look for following an automobile accident.
1. Police Report
If a police officer responded to the site of your accident, he or she most likely did so immediately or shortly thereafter and wrote a police report, often known as an “incident report” or “accident report.” The determination of whether any traffic laws were broken, statements (from drivers, passengers, and witnesses) regarding the circumstances and possible causes of the accident, and observations made by the responding officer are all likely to be key pieces of information in any insurance claim or personal injury lawsuit.
You must make contact with the law enforcement agency that responded to the scene and provide them with the following details in order to obtain a copy of the police record pertaining to your automobile accident:
- the identities of the drivers who were involved
- the time and place of the accident
- and/or the name (and badge number) of the officer who arrived at the scene and wrote the report.
2. Health Information
Make sure you obtain copies of any medical documents and billing details linked to your treatment if you were harmed in the collision or simply had a checkup for precautionary reasons.
You should keep track of any medical care you got for injuries sustained in a vehicle accident, including all diagnoses, suggested treatments, prescribed medications, and other views and recommendations given by medical professionals. This includes documents from every provider you visited.
You might need to call the records/billing department for bigger hospitals and healthcare organizations, and it might take a few days or weeks for your request to be processed. You may have to look up and ask for medical records: Depending on the seriousness of your wounds and the specifics of your care:
Emergency medical services are often provided by a paramedic or ambulance service administered by the community’s local government (town, city, or county), however, occasionally a private firm may be the provider.
Your primary doctor’s treatment, hospital admission, physical therapy, chiropractic care, and other treatments are all examples of an emergency department, hospital, hospital admission (with treating physician’s records), treatment, and other types of healthcare.
3. Documents Offering Income Verification
You may be able to collect any lost wages if your vehicle accident caused you to miss any time at work, but you’ll need to provide specific documentation to back up your claims. Finding pay stubs, direct deposit records, tip records, and any other financial records that demonstrate the precise (or almost precise) amount of revenue you lost out on as a result of time missed at work due to the accident can help you to do this.
4. Vehicle Damage Assessments and Vehicle Value Documentation
If your car was damaged in the collision, you may be entitled to compensation for any repairs as part of an insurance claim or personal injury lawsuit. However, you’ll need to know the cost of repairs and, in certain situations, the car’s real cash worth at the time of the accident in order to determine how much to demand.
You might have to defer to the insurance company’s handling of the damage estimate aspect of the situation, depending on the specifics of your auto insurance policy. However, there are specific circumstances when getting two or three quotations for car repairs from auto mechanics and body shops may be possible.
5. A journal or diary of auto accidents
A diary or journal in which you record all pertinent information regarding your accident and your injuries, with a specific focus on how the accident is affecting your day-to-day life, will be useful as documentary evidence in your car accident case even though it is not technically a record to collect. One of the greatest strategies to ensure that you don’t forget crucial data and miss an opportunity to enhance your position is to keep this sort of chronological record.