Making bad decisions related to driving, especially choosing to get behind the wheel of a car while inebriated, is going to cost you more in North Carolina than in other states. While moving violations will certainly increase your insurance rates in any state in the US, here in North Carolina, consumers are hit the hardest for certain violations. Insurancequotes.com commissioned a study this year that reviewed rate increases across the US for both minor infractions—such as not signaling, driving without a license, and driving in the carpool lane—and more serious infractions—such as speeding 31 miles per hour or more over the speed limit, reckless driving, and DUIs (driving under the influence).